https://www.affirm.com/how-it-works
Buy with Affirm and pay off your purchase in easy, fixed monthly payments. Split your purchase into 3, 6, or 12 easy monthly payments with Affirm. Rates from 10-36% APR.
What is Affirm?
Affirm offers easy financing - without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you'll actually pay.
Quick and easy
Checkout is simple. Just enter a few pieces of information for a real-time decision.
No hidden fees
Know upfront exactly what you'll owe, with no hidden costs and no surprises
Safe and Secure
Affirm connects directly to online stores. There's no card number to steal, so your account stays secure.
You're in control
Pick a loan that fits your budget. You'll make real progress every month, and at the end of your loan, you're free and clear.
Get pre-approved
Complete the quick application by clicking the Pre-Qualify Now button above and receive an instant decision.
Shop normally
Add the items you want to your cart. Select the items within your approved Affirm spending limit.
Checkout
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR or 4 interest free payments of $200 every 2 weeks.